It’s Never Too Late to Get a Better FloodRate.

Get My FloodRate 

We partnered with Neptune to help you find FloodRates online.

Products

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Two ways to get your FloodRate

Start online or talk to a local agent if you want help.

Option 1
Get quotes online
Fast quote flow, no phone call needed

Get quotes online

Get a fast flood insurance quote online through Neptune Flood. If you want, a local agent can help confirm coverage after.

  1. Start the online quote
    Click Get my FloodRate and enter your property details.
  2. See your flood coverage options
    Review pricing and coverage choices. If you have questions, you can call us and we will walk through it.
Iben Truderopes
Iben's Tip
Not sure what limits to pick? A local agent can help you match coverage to your home and risk.
Get my FloodRate
No pressure. You control the pace.
Option 2
Talk to a local agent
Answers, guidance, and help choosing coverage

Talk to a local agent now

Prefer a human first? Call us and a licensed local agent will help you understand flood coverage and next steps.

  1. Call an agent
    Tap the button below to speak with a local agent now.
  2. We help you choose coverage
    We answer questions, explain options, and help you feel confident before you decide.
Iben Truderopes
Iben's Tip
If your flood zone or lender rules are confusing, this is the fastest way to get clarity.
Call a local agent now
On desktop? Call 888-292-7277

How FloodRate works

FloodRate partners with Neptune Flood to power fast, online flood insurance quotes. You can start on your own in minutes, then work with a licensed FloodRate agent to review coverage and finish your policy if you want personal help.

Fast online quotes Powered by Neptune Flood Serviced by FloodRate agents

Start online in minutes

Answer a few questions about your property to get a flood insurance quote powered by Neptune Flood’s online platform.

Review coverage options

Flood insurance is not one size fits all. You can compare coverage options online, then have a FloodRate agent help you choose what makes sense for your home and budget.

Work with a local agent if you want

If you want help, a licensed FloodRate agent can answer questions, confirm details, and assist with binding your flood insurance policy.

Get A No-Obligation Quote Today!

Get My FloodRate

Where is FloodRate available?

Blue states are where we are currently licensed.

Outside these states? You can still use our online quote tool to explore pricing and coverage options. Coverage can only be bound in states where we are licensed.

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FloodRate service provided by Consumers First