OUR STORY

Who are we?

FloodRate is a division of Consumers First Insurance, a family owned insurance agency that believes more in saving your money than in making commissions. It’s been our commitment for more than 20 years. We’ve found that the only way to save money on insurance is to shop, so our team of licensed, dedicated Quality Shoppers are here to help you do just that.  

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What is FloodRate?
What is FloodRate?

The ‘FloodRate’ is what you pay, the premium. The product you’re purchasing is an insurance policy. And an insurance policy is a contract. There are differences in contracts. You should be aware of the differences because the true cost of insurance can only be determined after a loss. To properly understand those differences, we advise working with a Professional Insurance Agent.

Our Process
Our Process

At FloodRate, we usually start by quoting or comparing the insurance coverage you currently have. We can compare what you have with several quality insurance companies. Then we’ll recommend you talk with a Professional Insurance Agent. He/she will explain the differences and make you aware of protections you may not be aware of.

Our Agents
Our Agents

We have Licensed Agents that have been through training, and they can help you. Our company is a member and supports the BBB. We feel their dispute resolution process is excellent. Much better than a ‘thumbs up’ system.

 

 A Professional should be your hero, your angel. Do your best to find and work with a Professional, not a devil in disguise.